Why is identity theft a crime?

Why is identity theft a crime?

Identity theft laws in most states make it a crime to misuse another person’s identifying information — whether personal or financial. The offender’s unlawful access to information from government and financial entities or. Lost or stolen mail, wallets and purses, identification, and credit or debit cards.

What is the law of identity theft?

Every person who willfully obtains personal identifying information, as defined in subdivision (b) of §530.55, of another person, and uses that information for any unlawful purpose, including to obtain, or attempt to obtain, credit, goods, services, real property, or medical information without the consent of that …

What is identity theft and why is it a serious crime?

Identity fraud (also known as identity theft or crime) involves someone using another individual’s personal information without consent, often to obtain a benefit.

How serious of a crime is identity theft?

Identity theft in California can be charged as either a felony or a misdemeanor depending on (1) the defendant’s criminal history, and (2) the specific facts of the case. A person convicted of misdemeanor identity theft faces up to one year in county jail, a fine of up to $1,000, or both.

Can you go to jail if someone steals your identity?

If prosecuted as a misdemeanor, the maximum punishment for identity theft in California is a year in county jail and a $1,000 fine. As a felony, the penalty can be as high as three years in jail and a $10,000 fine.

Should you press charges for identity theft?

You should not have to pay, as they are free to people who have suffered identity fraud. Hand your credit reports to the police and attach them to any statements. If you know the identity of the fraudster or a creditor needs a police report, then you must report the incident to the police.

What happens to someone who steals your identity?

Identity (ID) theft happens when someone steals your personal information to commit fraud. The identity thief may use your information to apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name.

Can I find out who stole my identity?

Begin by requesting copies of your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. As a victim of identity theft, you’re entitled to receive your credit reports free of charge. Scrutinize your credit reports for possible telltale signs of identity theft.