What is identity theft and how much does it cost the US each year?

What is identity theft and how much does it cost the US each year?

Results of the FTC survey indicate that the total cost of identity theft approaches $50 billion per year. The average loss from the misuse of a victim’s personal information is $4,800.

What should you do if you fall victim of identity theft?

If you’re a victim of identity theft, follow these steps to protect yourself.

1. File a claim with your identity theft insurance, if applicable.
2. Notify companies of your stolen identity.
3. File a report with the Federal Trade Commission.
4. Contact your local police department.
5. Place a fraud alert on your credit reports.

What are illegal payroll deductions?

Some common payroll deductions often made by employers that are unlawful include: Gratuities. An employer cannot collect, take, or receive any gratuity or part thereof given or left for an employee, or deduct any amount from wages due an employee on account of a gratuity given or left for an employee.

Are servers responsible for walkouts?

The FLSA generally prevents employers from taking servers’ tips, and it prohibits wage deductions for walkouts when an employer claims the maximum tip credit or when such deductions bring a worker’s net earnings below minimum wage.

Why do waiters have to pay for dine and dash?

In most restaurants, customers need to pay only after finishing their meal. When someone wants to dine and dash, they simply eat their food and leave the business before paying. In this situation, the restaurant can have little recourse, and the server might be obligated to pay for the cost of the customer’s meal.

Is dine and dash illegal?

If you walk out of a Ventura County, California restaurant or bar without paying your bill – “dine and dash” as it is often called – you are committing a crime and could land in jail. In order for leaving without paying to be a crime, it must have been done “with the intent to defraud.”