What is a seminal research study?

What is a seminal research study?

Seminal works, sometimes called pivotal or landmark studies, are articles that initially presented an idea of great importance or influence within a particular discipline. Identifying seminal articles relies heavily on your own thoroughness in the examination and synthesis of the scholarly literature.

Where can I find seminal research?

Seminal Works

1. You can use Google Scholar or Web of Science to locate seminal works on a topic.
2. In Google Scholar, search for your topic.
3. In Web of Science, search broadly for your topic.
4. You can use Google Scholar and Web of Science to look up how many times a particular work has been cited.

What is a seminal source?

Answer. Seminal sources tend to be the major studies that initially presented an idea of great importance or influence within a particular discipline.

What does inadequacy mean?

1 : the quality or state of being inadequate. 2 : insufficiency, deficiency.

What does hardship mean?

1 : privation, suffering. 2 : something that causes or entails suffering or privation.

What is an example of a hardship?

The most common examples of hardship include: Illness or injury. Change of employment status. Loss of income.

What is a hardship in life?

a condition that is difficult to endure; suffering; deprivation; oppression: a life of hardship. an instance or cause of this; something hard to bear, as a deprivation, lack of comfort, or constant toil or danger: They faced bravely the many hardships of frontier life.

What is a letter of hardship?

A document that explains your circumstances in a certain situation, a hardship letter usually shows that you’re unable to pay debt. Commonly used by people who can’t make their credit card or mortgage payments, hardship letters are a way to seek leniency from lenders.

How do you prove financial hardship?

What Evidence is Needed to Prove Economic Hardship?

1. proof of income (pay stubs, offer letter, etc.)
2. proof of other income (e.g., alimony, child support, disability benefits)
3. an expense sheet laying out all your expenses.
4. tax returns (two years worth of returns)
5. profit and loss statement.
6. current bank statements.

What qualifies for financial hardship?

Financial hardship typically refers to a situation in which a person cannot keep up with debt payments and bills or if the amount you need to pay each month is more than the amount you earn, due to a circumstance beyond your control.

What do you put in a hardship letter?

What Information Should I Include In A Hardship Letter?

1. Your name, address, phone number and account number.
2. The type of debt resolution you’re seeking.
3. Your financial situation that has caused you to fall behind in your payments.
4. A detailed budget and your plan for making payments (if you want to keep your home)

How do you write a hardship for loss mitigation?

A hardship letter should Start by stating the purpose of the letter whether it is a loan modification or a short sale so the lender knows what homeowners want. It should say something like “I need to restructure my mortgage and obtain a lower, fixed interest rate…,” in a way that force them to find out why.

How do I file a hardship with the IRS?

To prove tax hardship to the IRS, you will need to submit your financial information to the federal government. This is done using Form 433A/433F (for individuals or self-employed) or Form 433B (for qualifying corporations or partnerships).

What proof do I need for a 401k hardship withdrawal?

Documentation of the hardship application or request including your review and/or approval of the request. Financial information or documentation that substantiates the employee’s immediate and heavy financial need. This may include insurance bills, escrow paperwork, funeral expenses, bank statements, etc.

What does the IRS consider a hardship?

The IRS may agree that you have a financial hardship (economic hardship) if you can show that you cannot pay or can barely pay your basic living expenses. The IRS has standards for food, clothing and miscellaneous; housing and utilities; transportation and out-of-pocket health care expenses.

Can I take a hardship withdrawal for credit card debt?

In rare cases, you may be able to withdraw from your retirement savings without the penalty using a hardship distribution. According to the IRS, a hardship distribution can only be made if there is an immediate and heavy financial need, and is limited to the amount required to meet the need.

Can you cash out 401k while still employed?

Cashing out Your 401k while Still Employed The first thing to know about cashing out a 401k account while still employed is that you can’t do it, not if you are still employed at the company that sponsors the 401k. You can take out a loan against it, but you can’t simply withdraw the money.

Can I cancel my 401k and cash out?

Technically, yes: After you’ve left your employer, you can ask your plan administrator for a cash withdrawal from your old 401(k). They’ll close your account and mail you a check. But you should rarely—if ever—do this until you’re at least 59 ½ years old!

Can a company refuse to give you your 401k?

Once you have reached retirement age, you may begin to withdraw funds from your 401(k) without incurring any penalties. At this point, your employer or fund manager cannot refuse to give you the money in your fund, either as a lump sum distribution or as equal periodic payments.

Can I get my retirement money if I quit my job?

You can cash out the retirement account. This qualifies, as defined by the IRS, as a distribution. All distributions taken from a traditional retirement fund are considered taxable income, and you will pay taxes on the money you withdraw.