Can you make monthly payments on braces?

Can you make monthly payments on braces?

Monthly payment options: We offer monthly payment options to make your orthodontic expenses more manageable. Dental Associates offers monthly payment plans paid to CareCredit, which can be deferred interest (no interest) for up to 24 months! Learn more about CareCredit for dental expenses.

Do you have to pay every month for braces?

As a base figure, many payment plans begin at around $75 to $100 per month. More extensive alignment problems will be more expensive overall and may raise the monthly cost to as high as $300 or more. We’re going to discuss different ways to pay for and offset the costs of braces.

How can I get financed for braces?

Get a bank finance to pay over an extended period of time.

1. Talk to your orthodontist about third-party payment options. Many are offered through the orthodontist office itself.
2. Alternatively, you can contact your bank and ask about their dental financing options.

Do they run your credit for braces?

Personal loan obligations end according to a fixed schedule, while credit cards could lead to ballooning debt. Most orthodontists do not extend credit themselves but can bill you in advance for future treatments that happen naturally over time.

What happens if I miss a payment for braces?

Your dentist will sue you — and will certainly refuse to do any of the necessary adjustments and repairs. They will report your overdue debt to credit bureaus and ruin your credit history. If your braces are medically necessary and you have dental insurance, your insurance may pay part of the cost.

What credit score do you need to finance braces?

Many loan companies require a score of 640 at the least to take out a loan for dental work, and some companies require a credit score that is at least 700. They want to be sure that if they give you money, you’ll be able to pay it back in time.

Can you finance braces with bad credit?

Yes, it is possible to get dental loans with bad credit, but it won’t always be easy to find an offer with decent terms and approval requirements that you can meet. The best way to get a loan for dental work with bad credit is to take out a personal loan from LendingPoint, FreedomPlus or Avant.

Does OrthoFi check credit?

Families have the option of doing a “soft” credit check (one that does not go on your credit history) in order to receive very low down payment and financing options. Pay-in-full discounts are also available. Payments are interest free up the length of treatment! Monthly payments are also collected by OrthoFi.