Can I cash a money order if I already filled it out?
What if I already filled out the money order but no longer need it for the payment I was going to make? If the money order is not altered and in good condition, you may try to cash the money order at your bank or a check cashing store. We suggest that you contact your bank or check casher before going to the location.
Can you get a refund for a MoneyGram money order?
You can request a refund by completing the Money Order Claim Card form, if you know the money order’s serial number. The form is available on the Service Forms page of the MoneyGram website. Complete the online form, and enter the money order serial number and purchase date on the top and bottom portions of the form.
Can you redeposit a money order?
Take it to the Bank If you have a bank account, you can deposit the money order into your account, provided you haven’t written on it. If the money order is blank, put your name in the recipient’s area and endorse the back of the money order. Then you can either present it to a teller.
Can you white out a mistake on a money order?
Most major money order issuers do not allow customers to correct mistakes on money orders. You cannot cross the information out and rewrite it or use white-out; instead, you will usually need to get a replacement for the money order.
How do you correct a mistake on a money order?
If there is a mistake on it, the money order must be canceled or refunded. When you find that you filled out information incorrectly, all you must do is ask to cancel the money order and request a new one from the cashier.
Can you change name on money order?
No, you cannot make changes to a completed money order. Any form of alteration or correction will result in ineligibility for cashing. Alternatively, you may opt for a refund through our office, which you may obtain by following the How do I request a Money Order refund instructions.
What happens if I make a mistake on a money order?
Making a Mistake on Money Order Unfortunately, filling out a money order with the wrong information is not easily forgiven. Changing information on the completed money order will make the order ineligible for cashing; the official policy is that money orders must be canceled and/or refunded if there is a mistake.
What happens to a money order if it is not cashed?
When you contact the issuer of the money order to request a cancellation, they’ll check to see if it has already been cashed. But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks’ delay—as long as it hasn’t been cashed.
Can you void a money order?
Can you cancel a money order? You can cancel a money order that hasn’t been cashed. (If it’s already been cashed, skip ahead.) If you’re not sure about your money order’s status, you can track it by calling the issuer’s customer service number or using the tracking feature on its website.
What can void a money order?
Typically, you can only cancel a money order if it hasn’t been cashed yet. This is similar to how a stop payment works with a checking account. If the money order has been cashed already, then it could be more difficult to get your money back or get a replacement money order.
Can police track money orders?
Lost or Stolen Money Orders Have the receipt from when you purchased the money order handy. If you have a police report or other documentation or evidence that a crime was committed, have that handy as well.
How do I cash a money order made out to someone else?
You cannot cash or deposit a money order that is made out to someone else unless the original recipient signs it over to you, and vice versa. To sign a money order over to another person, you need to sign your name on the endorsement line and write “Pay to [Name of person]” beneath your signature.
How long do you have to cash a money order?
No. However, depending upon the state of purchase, if you do not use or cash the money order within one to three years of the purchase date, a non-refundable service charge will be deducted from the principal amount (where permitted by law).
Do you need the receipt to cash a money order?
Cashing the Money Order. Bring identification. The bank won’t cash the money order without acceptable proof that you are the person who is supposed to receive the funds. Some banks and check-cashing stores also may request your right thumbprint next to your signature on the money order.
Can you cash a year old money order?
Generally, money orders don’t have expiration dates. This means you should be able to cash a money order no matter how old it is. But issuers may begin applying fees if a money order goes uncashed for a year or more.
Do I have to wait 24 hours to cash a money order?
Money orders generally clear almost immediately, and if you (or the person you send a money order to) are redeeming it for cash, you should receive the funds right away. However, some banks may take as long as 24 hours to deposit a money order into your account, especially if you deposit it later in the day.
Do banks put a hold on money orders?
If the purchaser of the money order is the drawer, then it’s a normal check and you can follow the normal Regulation CC holds. If the money order is drawn by a bank on another bank or payable at or through a bank, it’s treated as a teller check.
Can a money order be cashed by anyone?
Money orders do not include personal information, such as your bank’s routing number and your bank account number. The recipient can cash the order at a local bank or credit union—there’s no requirement to go to the issuer to have it cashed. Money orders can also be deposited into a bank account, for no fee.