Is microfinance good or bad?

Is microfinance good or bad? Despite the hoopla surrounding microcredit, few have studied its impact. One of the most comprehensive studies reaches a surprising conclusion: Microloans are more beneficial to borrowers living above the poverty line than to borrowers living below the poverty line. How does microfinance help the poor? It helps low-income households to […]

Are ex post facto laws constitutional?

Are ex post facto laws constitutional? Ex post facto laws are expressly forbidden by the United States Constitution in Article 1, Section 9, Clause 3 (with respect to federal laws) and Article 1, Section 10 (with respect to state laws). Where is ex post facto in the Constitution? Article I, Section 9, Clause 3: No […]

What did Sumerians trade for?

What did Sumerians trade for? Traders from the ancient Sumerian city of Ur traveled by donkey caravan, river barges, and sea- going ships to all parts of the Fertile Crescent, Persia, Tilmun, Magan, and Melukka. They imported copper, precious stones and woods, and ivory and exported woolen clothing and cloth, barley, and locally grown foodstuffs. […]

How do regions change over time?

How do regions change over time? Regions change over time because the people that come and change that climate by coming and creating a new environment. So they might start building mines and big cities to match the regions changes. When people come they might not try and change there region or they wont care […]

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