Why are financial institutions often willing to extend you a 30 year mortgage at a lower annual interest rate than they would charge for a one year loan?

Why are financial institutions often willing to extend you a 30 year mortgage at a lower annual interest rate than they would charge for a one year loan? If time has value, why are financial institutions often willing to extend you a 30-year mortgage at a lower annual interest rate than they would charge for […]

How does urban sprawl affect water consumption?

How does urban sprawl affect water consumption? Urban sprawl clearly affects water consumption. Typical low-density develop- ment (with the large lot sizes and acres of non-native turfgrass usually accompanying it) results in higher total water use as well as higher per capita water use. Why do we need urban sprawl? As a summarize, it has […]

What is not true about alcohol and stress?

What is not true about alcohol and stress? Alcohol reduces long term stress, due to the stress response elimination effect {SRE}. In some drinkers, alcohol relives stress temporarily, but alcohol does not have any long term stress elimination capacity. Which of the following is not affected by alcohol? Sleep is not affected by alcohol. Which […]

How does separation of powers limit the government?

How does separation of powers limit the government? Federalism limits government by creating two sovereign powers—the national government and state governments—thereby restraining the influence of both. Separation of powers imposes internal limits by dividing government against itself, giving different branches separate functions and forcing them to share power. What is the main objective the founders […]

Which describes a constitutional monarchy?

Which describes a constitutional monarchy? Constitutional monarchy, system of government in which a monarch (see monarchy) shares power with a constitutionally organized government. The monarch may be the de facto head of state or a purely ceremonial leader. The constitution allocates the rest of the government’s power to the legislature and judiciary. What is the […]

Where does the US government spend its money?

Where does the US government spend its money? The government spends money on: Social Security, Medicare, and other mandatory spending required by law. Interest on the debt–the total the government owes on all past borrowing. Discretionary spending, the amount Congress sets annually for all other programs and agencies. Where does the federal government get most […]

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