How can I complain in HDFC Life?

How can I complain in HDFC Life?

Email from the registered id of the policyholder at [email protected]. Complaint registered by policy holder on IGMS (Integrated Grievance Management System). There would be a nominated Grievance Redressal Officer at the respective branch to address the customer’s complaint.

How can I check my HDFC Life Policy status?

1. SimplyQlik. SimplyQlik is HDFC Life’s official self-serve option for customers.
2. My Account. Track your policy details online via My Account.
3. Call Centre / Email. Call 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply.

How can I check my policy status?

How to Check LIC Policy Details Online?

1. Step 1: Go to the official LIC website, fill in your credentials like username and password.
2. Step 2: Login to your account and select the option ‘View Enrolled Policies’.
3. Step 3: You will be directed to a page where you can see all the listed enrolled policies.

When can I withdraw my HDFC Life policy?

Withdrawal is possible here after the completion of five years. Some policies have a limit based on the fund value after the withdrawal. For example, the fund value after the withdrawal should be at least three times the annual premium. Another might demand a post-withdrawal fund value of one annual premium.

Why is surrender value less than premium?

A policy acquires surrender value only when premiums for full three years have been paid to the insurance company. By surrendering a policy, the customer loses out on all the benefits of the scheme and receives a much lower amount than the premiums he has already paid.

Can I surrender my ULIP plan?

Even though there is a lock-in period of five years in Ulips, one may still surrender the policy. The money, however, will be paid to the policyholder only after the end of 5 years. Importantly, it’s not the fund value as on the date of surrendering that gets paid after 5 years.

Which policy gives maximum returns?

LIC Plans with Highest Return. LIC offers a wide range of life insurance policies designed to provide higher returns. The following plans by LIC provide you with the maximum benefits – Jeevan Amar, New Children’s Money Back Plan, New Endowment Plan, New Money Back Plan- 20 years, and New Jeevan Anand Plan.

Is HDFC Life Sanchay par Advantage good or bad?

You can expect much higher returns in equity funds too. If you are looking to add to your life cover, HDFC Life Sanchay Plus is again not a good choice. A life cover of 10 to 15 times annual cover will not do much for your insurance portfolio.