How can I complaint against HDFC branch manager?

How can I complaint against HDFC branch manager?

Phone number: 1800-266-4332 Resolver is not affiliated to, linked with or otherwise endorsed by HDFC Bank.

Where can I file a complaint against a bank manager?

How to file complaints against banks and NBFCs on RBI website

• To file a complaint, you need to visit https://cms.rbi.org.in.
• Select the language from the dropdown and then ‘File a complaint with ombudsman against an eligible regulated entity’.
• Now, enter the general details on ‘lodge complaint portal’.

How do I complain about Unauthorised transaction HDFC?

Report Unauthorised Transactions

1. Step1. Login to NetBanking using your customer ID & password click here.
2. Step2. Click on “Card” tab.
3. Step3. Select “Request” under Credit or Debit Card, whichever applies.
4. Step4. Select “Credit Card hotlisting” or “Debit Card hotlisting” whichever applies.

How can I talk to HDFC Eva?

Just say “Ok Google, talk to HDFC Bank” into your Google Assistant to interact with Eva.

How can I stop my EMI in HDFC Bank?

If you wish to opt for the Moratorium, HDFC would refund the EMI debited and register your Loan account under the Moratorium process.

Is it better to reduce EMI or tenure?

But it is best to reduce the tenure of the loan, provided you can afford it. “It is better to reduce tenure if you are comfortable paying the same or a marginally higher EMI. For example, if you can pay an EMI of Rs 52,429, you can lower the tenure of your loan by two years and save Rs 8.58 lakh as interest cost.

Can EMI be reduced?

Make partial prepayment and get the EMI adjusted As a result the tenure of the loan comes down and loan gets repaid faster. However, if you do not wish to reduce the tenure you can ask your lender to reduce your EMI after substantial prepayment.

Why EMI is not deducted?

There are multiple reasons as to why the EMI amount is not deducted. One reason could be when the EMI date falls on a holiday. In that case it will be debuted the next day and if not the next day, within the same month. If it’s a bank holiday, then you won’t be charged the late fee.

Is EMI good or bad?

EMI may save you from burning a hole in your pocket right away as you pay a token amount as down payment, and then pay in easy monthly instalments, but it is actually increasing the burden on your wallet over a period of time. 0% EMI. Zero interest costs are a misnomer. There is no such thing.

What to do if I cant pay EMI?

Take Loan Insurance in advance – While taking a high value loan like a home loan, it is advisable to also take a loan insurance (loan protection insurance). This insurance will cover for your missed EMI payments for a short period in case of genuine reasons like job loss or medical emergency.

Does EMI deducted automatically?

EMI’s or Equated Monthly Instalments are the best way to pay for all your expensive purchases over a reasonable tenure. Once your Savings or Current Account which is linked with your Debit Card is linked with the portal, your monthly payments will be deducted automatically.

At what time EMI is deducted from bank?

Banks usually take 2-4 days to process the EMI. It will initially deduct the whole amount from your credit/debit card and within 2-4 days, the entire amount excluding any down payment amount will be credited back to your card and converted into EMI.

At what time EMI gets deducted?

Relevant EMI will be deducted automatically on the 2nd or 5th day every month from your Bank Account till loan tenor is completed.