How did my phone number get spoofed?
Telephone spoofing, also known as caller ID spoofing or neighbor spoofing, is basically the act of making a phone call appear as if it is coming from a different number on a caller ID. The reasons for doing this can range from simple pranks to elaborate scams.
Is answering spam calls dangerous?
Spam calls are irrelevant, inappropriate calls sent to a large number of recipients who have not expressed interest in receiving these calls. Spam calls are annoying, irritating, and infuriating. But they’re also dangerous. Really dangerous.
How long does it take for a bank to refund stolen money?
If you report a fraudulent transaction, your bank has to investigate the charges and refund your money within 10 days. Your bank can extend the investigation timeline to 45 days if you receive provisional credit of a refund within 10 days of making your claim.
Can I get my money back if I paid by debit card?
Debit card payments and purchases are not covered by section 75 of the Consumer Credit Act. But you might be able to make a claim for a refund under a voluntary scheme called ‘chargeback’. This might offer you cover on purchases of any value made on debit, credit or prepaid cards.
How long does it take to get money back after being hacked?
They will readily block the transaction and revert the amount. This will ensure that you get the money back in your account. However, this is possible only if the merchant has not delivered the goods or process the transaction completely. This usually takes more than 24 hours.
Can the bank trace a transaction?
Call or visit your bank to get more information on the transaction. The more information you can supply the bank, the more information they will be able to give you about the specific transaction you are trying to trace.
How can someone withdraw money from an ATM without my card?
Some bank services allow you to make cash withdrawals from participating bank ATMs without having to use your physical cards or PIN. All you need to do is log on to your bank’s internet banking platform, access the service, enter amount to withdraw and enter recipient’s mobile number.