How do I speak to a person at Social Security?

How do I speak to a person at Social Security?

If you cannot handle your business through our automated services, you can speak to a Social Security representative by calling toll-free at 1-(TTY 1- between 8:00 am – 7:00 pm., Monday through Friday.

Does it matter which Social Security office I go to?

Hi, The official Social Security policy is that you can receive service from any office that you choose to visit(https://secure.ssa.gov/apps10/poms.nsf/lnx/.

What can a scammer do with the last 4 digits of your social?

Scammers can use different ways and means to steal your identity by using the last 4 digits of SSN and DOB. With this information in their hands, they can steal your money, create credit card accounts, take away your hard-earned benefits, and use your name for illegal transactions.

What can a scammer do with my date of birth?

With your name, address and birth date in hand, scammers may be able to buy your Social Security number on websites that normally sell them to businesses conducting background checks. And never post your birth date on social media sites or on any other public websites.

What can a scammer do with your phone number?

Your phone number is an easy-to-find key that can be used by hackers and scammers to unlocking your personal data. They can also use your number in many other malicious ways. I used to think that maybe, at best, a person could possibly find my name and address using my phone number. I was wrong.

How can you identify a scammer?

1. 10 signs you’re talking to a scammer. Odd-looking phone number.
2. Odd-looking phone number.
3. Delayed greeting.
4. Caller can’t communicate.
5. Caller says there’s a problem with an unknown account.
6. The tone of the conversation becomes heated.
7. You have to identify yourself.
8. Caller uses a generic greeting.

Can someone steal my identity with my name and birthdate?

Unfortunately, an ID fraudster can use your birthday as a piece of the puzzle to capture your identity and commit identity theft. That’s good reason enough to keep your birthday off of social media.

What can a scammer do with my name?

Can Your Identity Be Stolen With Only a Name and Address?

• Using a database to find more information. A thief could plug your name and address into a publicly searchable database to see what other pieces of information can be found.
• Using ‘name’ and ‘address’ as security answers.
• Redirecting your mail.
• Sending fake offers via mail.

What information does a scammer need?

Card Information Much like a Social Security number, a thief only needs your name and credit card number to go on a spending spree. Many merchants, particularly online, also ask for your credit card expiration date and security code. But not all do, which opens an opportunity for the thief.

Can someone take a loan out in your name?

Your personal details such as your PAN, Aadhaar card, account number, and card numbers can be used by scammers to even open a loan account in your name. Monitor your credit score regularly: Tracking your credit score and report simply has to be the easiest way to monitor all loan accounts opened in your name.

How do I know if someone took a loan out in my name?

To find out if someone opened a credit card in your name, get a copy of your credit report from all three major credit bureaus: Experian, Equifax and TransUnion. You’ll be able to see all of the credit cards opened in your name on those reports.

What do I do if someone took a loan out in my name?

Someone Took Out a Loan in Your Name. Now What?

1. File a police report. The first thing you should do is file a police report with your local police department.
2. Contact the lender.
3. Notify the school, if necessary.
4. Dispute the errors with the credit bureaus.
5. Place a fraud alert or freeze on your credit report.
6. Check your credit report regularly.

Can my husband opened a credit card in my name?

The Legality of Opening a Credit Card In short, the answer is no: it is illegal for a spouse to open a credit card in his or her partner’s name. However, when spouses open credit cards in their partners’ names, they start to accrue debts on their partners’ accounts that they may not know about.

Can my husband use my credit card without my permission?

When a person uses a card without a card holder’s permission, this is illegal. Under U.S. law, if the person reports unauthorized use, he is only responsible for a maximum of $50 in charges. Either the retailer or the credit card company will be responsible for any charges made without proper authorization.

Can I get in trouble for using my husbands credit card?

Unauthorized Use Unless you are an authorized user or an account holder, you do not have the right to use your spouse’s credit card. However, spouses commonly use the their partner’s credit cards to make transactions without running into trouble because the spouses share a last name.

Can my husband use my credit card?

Couples can make one another an authorized user on their credit card accounts. The authorized spouse gets his or her own card to use, but the primary account holder is responsible for the bill. For example, a husband and wife can each apply for separate cards, and then authorize the other to use the cards.

Can a couple get a credit card together?

Yes, married people who meet the qualifications for approval can get a joint credit card. But you don’t have to be married to apply for a credit card account together.

Can a wife access her husband’s bank account?

If your wife has an account that is only in her name, then you cannot access that account without her permission. You may deposit funds into it, but legally the only person who can access, withdraw or transfer funds is the person authorized to sign on the account.

Can the bank find out who used my debit card?

You can rest assured knowing that anyone who can process a debit card charge must have a merchant account, which is linked to personally identifiable information about the account holder. Banks make it fairly easy to find out exactly who charged your debit card.

Can you go to jail for using someone’s debit card?

People who commit credit or debit card fraud can face jail time and fines, but the exact penalties vary based on the extent of the fraud, the amount stolen, and the goods obtained. In most cases, as the amount increases, so too does the penalty.

How does the bank investigate an unauthorized payment?

With a fraud case, the bank will advise the customer to immediately contact the three credit reporting bureaus (Equifax, Experian, and TransUnion). The cardholder can request an immediate credit freeze, which will prevent potential damage to the customer’s credit rating.

How close does someone have to be to scan your credit card?

Although banks claim that RFID chips on cards are encrypted to protect information, it’s been proven that scanners—either homemade or easily bought—can swipe the cardholder’s name and number. (A cell-phone-sized RFID reader powered at 30 dBm (decibels per milliwatt) can pick up card information from 10 feet away.