How do you write an answer to a summons?
- Provide the name of the court at the top of the Answer. You can find the information on the summons.
- List the name of the plaintiff on the left side.
- Write the case number on the right side of the Answer.
- Address the Judge and discuss your side of the case.
- Ask the judge to dismiss the case.
How do I answer a court summons debt collection?
1. Respond to the lawsuit or debt claim
- Don’t admit liability for the debt; force the creditor to prove the debt and your responsibility for it.
- File the Answer with the Clerk of Court.
- Ask for a stamped copy of the Answer from the Clerk of Court.
- Send the stamped copy certified mail to the plaintiff.
What does filing an answer mean?
Filing your answer means, take your answer to the court, give it to the clerk. The clerk will stamp it the answer with the date and time. You must file your answer in the same court that is on the Complaint.
How do you get a Judgement rescinded?
You will need to provide the clerk of the court the Consent of Rescission you obtained, so that it can be made an order of court. Once you have done this, submit the court order to the relevant credit bureaus, so that the judgment against your name can be deleted.
How bad does a Judgement affect your credit?
Judgments are no longer factored into credit scores, though they are still public record and can still impact your ability to qualify for credit or loans. If a civil judgment is still on your credit report, file a dispute with the appropriate credit reporting agencies to have it removed.
How do you prove you are Judgement proof?
If you are judgment proof, send a letter to the debt collector and the court with some proof that your property and income are exempt before trial. If you already have a judgment against you, send the letter to the other lawyer or the debt collector and ideally include some proof of your income.
What income is Judgement proof?
A person is only judgment proof if there are absolutely no avenues available for a creditor to collect a debt. For example, California exemption laws [1] allow for single debtors to protect up to $75,000 of equity in a home. If your only asset is a home with only $25,000 of equity, you are judgment proof.