What are examples of torts?
Common torts include:assault, battery, damage to personal property, conversion of personal property, and intentional infliction of emotional distress. Injury to people may include emotional harm as well as physical harm.
What are the remedies of tort?
Remedies in Tort Law are of 2 types
- Damages: Damages or legal damages is the amount of money paid to the aggrieved party to bring them back to the position in which they were before the tort had occurred.
- Injunction: Injunction is an equitable remedy available in torts, granted at the discretion of the court.
Which is the highest civil court in a district?
court of the district judges
What are the two sides in a civil case called?
In civil trials, the side making the charge of wrongdoing is called the plaintiff. (The side charged with wrongdoing is called the defendant in both criminal and civil trials.)
When can you sue a bank?
Usually you can sue only for monetary damages, but in some cases you can be awarded damages for emotional distress and inconvenience as well. The cost to file a suit varies by jurisdiction.
Can you sue a bank for stress?
Generally, you will not be able to sue a bank for emotional distress if the law suit is not tort-related or intentional conduct to specifically cause you grief. Banks, in all their mortgage/financing deals have this covered in their contracts with you…
Can I sue my mortgage company for stress?
One of the questions that may come to mind is, “Can I really sue my mortgage company under RESPA?” The answer is “Yes” — if your mortgage company has violated RESPA then you can sue and that may stop a foreclosure against you.
Can you sue a lender?
Briefly, lender liability law says lenders must treat their borrowers fairly, and when they don’t, they can be subject to borrower litigation under a variety of legal claims. If the loan contract was breached, the lender can be sued if it was the breaching party.
What should I not tell a loan officer?
10 things NOT to say to your mortgage lender
- 1) Anything Untruthful.
- 2) What’s the most I can borrow?
- 3) I forgot to pay that bill again.
- 4) Check out my new credit cards!
- 5) Which credit card ISN’T maxed out?
- 6) Changing jobs annually is my specialty.
- 7) This salary job isn’t for me, I’m going to commission-based.
What are the responsibilities of a lender?
Lenders must help borrowers and guarantors make informed decisions about whether to enter into the loan or to give the guarantee. Lenders must help borrowers to make informed decisions in all subsequent dealings about the loan.
How do you know if a mortgage company is legit?
First, check out the loan company on your local BBB website. Then do a quick online search and look up customer reviews. Finally, check with your state’s attorney general to make sure that the lender is registered with the proper state government agencies.