What are some warning signs of identity theft?

What are some warning signs of identity theft?

10 Warning Signs of Identity Theft

• An unfamiliar loan or credit account on your credit report.
• An inexplicable denial of credit.
• Bills for accounts you know nothing about.
• An unexpected drop in your credit score.
• Collections agency calls for overdue accounts you know nothing about.

How do I know if I have been a victim of identity theft?

Other things that could be warning signs that your identity has been stolen include: Statements or bills for accounts you never opened arriving in the mail. Statements or bills for legitimate accounts not showing up. You’re unexpectedly denied credit.

What are the 4 steps to take right away after discovering you have been a victim of identity theft?

Place a fraud alert on your credit reports. Freeze your credit. Sign up for a credit monitoring service, if offered. Tighten security on your accounts.

What do you do if you suspect identity theft?

Report Identity Theft. Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338. The FTC will collect the details of your situation.

What to do if you suspect your identity has been stolen?

If you become a victim of identity theft, or even suspect that you might be a victim, take immediate action.

1. Contact one of the credit reporting agencies’ fraud alert departments and place a fraud alert on your credit report.
2. Contact your lenders, banks, and insurance companies and let them know the situation.

Can anyone do anything with the last 4 of your social?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name. Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect.