What is the significance of redlining?

What is the significance of redlining?

The act is referred to as redlining for the “presumed practice of mortgage lenders of drawing red lines around portions of a map to indicate areas or neighborhoods in which they do not want to make loans.” These red-lined areas are typically occupied by people with lower incomes or of a certain race.

What is blockbusting in real estate terms?

Blockbusting is a business process in which U.S. real estate agents and building developers convince white property owners to sell their houses at low prices, which they do by telling house owners that racial minorities will soon move into their neighborhoods in order to instill fear in them.

What is racial tipping in real estate?

Racial steering refers to the practice in which real estate brokers guide prospective home buyers towards or away from certain neighborhoods based on their race.

Why is blockbusting illegal?

“Blockbusting” has been illegal since the Fair Housing Act of 1968. Through blockbusting, brokers intentionally stoked fears of racial integration and declining property values in order to push white homeowners to sell at a loss.

When did blockbusting begin?

20th century

Which of the following is not specifically included in the Fair Housing Act?

Race, color, religion, sex, handicap, familial status, national origin. Although some interest groups have tried to lobby to include sexual orientation and marital status, these aren’t protected classes under the federal law, but are sometimes protected by certain local state fair housing laws. 4.

Who does Fair Housing protect?

The Fair Housing Act protects people from discrimination when they are renting or buying a home, getting a mortgage, seeking housing assistance, or engaging in other housing-related activities.

What are the three keys to good ethical practices?

A: There are three key pillars to building and maintaining an ethical business culture: principled leadership, equitable systems and ethical citizenship. Principled leaders articulate their values, make decisions guided by their values and consistently model their values.

What is ethical practices in the workplace?

Examples of ethical behaviors in the workplace includes; obeying the company’s rules, effective communication, taking responsibility, accountability, professionalism, trust and mutual respect for your colleagues at work. These examples of ethical behaviors ensures maximum productivity output at work.

How can ethical behavior be improved?

Five steps to improve ethical performance

1. Develop a code, and make ethical performance a strategic priority.
2. Set the tone from the top.
3. Engage, communicate and train your staff.
4. Provide support routes for staff.
5. Measure effectiveness of your ethics programme.

How much is a whistleblower case worth?

Cases take 38 months to resolve, on average, although some take years longer. Half of successful cases settle for $2 million or less, and the average whistleblower award in a $2 million case is about $320,000 — provided there is only one whistleblower.

Are whistleblowers disloyal workers?

When employees go outside the chain of command and go public on wrongdoing, they are perceived to be either loyal employees or disloyal, disgruntled employees. Whistleblowers have historically been at risk of being labeled troublemakers (Brickey, 2003).

Is being a whistleblower a bad thing?

But as important and effective as whistleblowing has become today, its rise is actually bad news for American society in the long term– a symptom of the breakdown of internal checks and balances on our corporations and our government.

Can anyone be a whistleblower?

Can anyone be a whistleblower? Yes, anyone with specific and detailed information about significant fraud against the government, securities law violations, commodity law violation or tax violations can be a whistleblower and qualify for protection against job retaliation and rewards in certain cases.

How do I become a whistleblower and keep my job?

Keep detailed documentation (including dates) of your actions at work: complaints and reports to supervisors, any retaliation you experience, etc. If allowed, keep records of performance evaluations, disciplinary actions taken against you, attendance records, and work policies and procedures.