Where can I complain against HDFC Ltd?
You can directly report a complaint with HDFC Bank without validating yourself by calling on the toll-free number 1800 258 3838. The number 1800 258 3838 is operational 24*7 and can be reached by the Indian customers anytime between 8:00 a.m. to 8:00 p.m. on all days including Sundays and other holidays.
How long does it take for HDFC home loan approval?
What Is the HDFC Bank home loan processing time? Once the application is submitted HDFC will take about 3 – 7 working days to run the background verification to approve the loan.
Is HDFC good for home loan?
HDFC Limited is one of the pioneers in the Home Loan industry. The interest rates are as low as 9.40%. The Loan process is very transparent and thorough. Terrific repayment tenure that extends up to 30 years, makes paying back your Home Loan a snap.
What are the conditions on which the loan allowed depends?
The amount of loan is based on several factors: borrower’s age, value of the property, current interest rates and the specific plan chosen. Generally speaking, the higher the age, higher the value of the home, the more money is available.
What are the 4 types of loans?
- Personal Loans: Most banks offer personal loans to their customers and the money can be used for any expense like paying a bill or purchasing a new television.
- Credit Card Loans:
- Home Loans:
- Car Loans:
- Two-Wheeler Loans:
- Small Business Loans:
- Payday Loans:
- Cash Advances:
How is loan amount calculated?
USING MATHEMATICAL FORMULA EMI = [P x R x (1+R)^N]/[(1+R)^N-1], where P stands for the loan amount or principal, R is the interest rate per month [if the interest rate per annum is 11%, then the rate of interest will be 11/(12 x 100)], and N is the number of monthly instalments.
What is the EMI for 10 lakhs home loan?
Banks which are offering 10 Lakh home loan amount at low rate of interest….Emi Calculated on 6.80%.
Monthly Payment (EMI) | Total Interest Payable in 20 years | Total Payment (Principal + Interest) after 20 years for 10 Lakh of loan amount |
---|---|---|
Rs.7633 | Rs.832015 | Rs.1832015 |
How can I get personal loan without salary slip?
Can I get a personal loan without a salary slip?
- You can validate your income by producing other financial documents like bank account statements, income certificate, Income tax returns or Form 16.
- You can jointly apply for the loan with another applicant, who could be your family member.
How much loan can I get if my salary is 12000?
Salary of 12000, Am I eligible for Loan? Check here online
Product | Salary | Min. loan amount |
---|---|---|
Personal Loan | 12000 | 40000 |
Home Loan | 12000 | 300000 |
Car Loan | 12000 | 150000 |
Credit Card | 12000 |
How much loan can I get on 13000 salary?
Salary of 13000, Am I eligible for Loan? Check here online
Product | Salary | Min. loan amount |
---|---|---|
Personal Loan | 13000 | 45000 |
Home Loan | 13000 | 300000 |
Car Loan | 13000 | 100000 |
Credit Card | 13000 |
How much loan can I get on 75000 salary?
Similarly, if your salary is ₹ 75,000, you might get eligible for a loan amount of ₹ 85,82,056 to ₹ 1,00,73,178 for the same property at the same rate depending on your age at the time of loan application.
How much loan I can get if my salary is 1 lakh?
For example, if you earn Rs 1 lakh and have expenses of Rs 30,000 a month, then you can easily go for a loan with Rs 40,000 EMI. But for someone with the same Rs 1 lakh salary, but having Rs 75,000 in expenses, will find the Rs 40,000 EMI unaffordable.
How can I get 2 lakhs loan quickly?
2 lakh loan from Bajaj Finserv.
- Instant approval. Meet the basic eligibility criteria to avail this short-term loan.
- Loan disbursed within only 24 hours.
- Simple documentation.
- Up to 45% less EMIs.
- Pre-approved offers.
- Zero hidden charges.
- Flexible repayment tenor.
- Collateral free credit.