How do I apply for Nils?

How do I apply for Nils?

To apply for a NILS loan, call MTC Australia on 1300 232 663 or fill out the online enquiry form to check whether you’re eligible. We will then guide you through the application process and arrange an interview with you. You can download and print the program factsheet and above information via the left-hand link.

Who is eligible for Nils?

To be eligible for NILS you need to: have a health care card/pension card or earn less than $45,000 a year (after tax) have lived in your current premises for more than 3 months. show that you’re able to repay the loan in the allotted time period.

Can I have 2 Nils loans?

Yes you can have a NILS and a StepUP loan at the same time, but you do have to be able to demonstrate that you can repay both loans at the same time.

What can I use a NILS loan for?

NILS loans can be used for essential goods and services. These may include: Household items like fridges, washing machines, TVs and furniture. Educational needs such as laptops, tablets, textbooks, course fees, uniforms and school excursions.

What documentation do I need for a NILS loan?

What documents are required to prove my eligibility?

• Proof of identity (eg.
• Health Care Card or Pensioner Concession Card.
• Most recent Centrelink Deduction Statement.
• 3 months of payslips from any casual or part-time work (if applicable)
• Bank statements for the last 3 months of all bank accounts.

How do I get a $1000 loan from Centrelink?

If you want one, you’ll need to apply. You can do this using your Centrelink online account through myGov. Applying for the loan is voluntary. If you’re eligible for the loan, you’ll be paid twice a year after 1 January and 1 July.

Does Centrelink lend money?

A Centrelink Loan is just a loan tool that can be used by people using Centrelink resources. If you do receive Centrelink benefits, you should also check your ability to qualify for a Centrelink Advance Loan or other government Centrelink support before applying for one of our loans.

How much advance can I get Centrelink?

ABSTUDY, Austudy, JobSeeker Payment, Parenting Payment, Widow Allowance or Youth Allowance for job seekers and students. The lowest advance you can get is $250. The highest advance you can get is $500.

What should I do if I need money immediately?

Fastest ways to get money

1. Take out a cash advance.
2. Payday loans.
3. Look around your home for extra cash.
4. Pawn or sell items of value.
5. Host a garage sale.
6. Sell an old cell phone or computer.