What are the loans available in HDFC Bank?

Attractive interest rates, flexible tenures and repayment options, minimal documentation and quick disbursals are some of the features of HDFC Bank loans.

Personal Loan. Let nothing hold you back. #
EasyEMI Consumer Loans.
Car Loans.
Loan on Credit Card.
Two Wheeler Loans.
Business Loan.
Home Loan.
Educational Loans.

What are the types of loan?

Home loan. Home loans are a secured mode of finance, that give you the funds to buy or build the home of your choice.
Loan against property (LAP)
Loans against insurance policies.
Gold loans.
Loans against mutual funds and shares.
Loans against fixed deposits.
Personal loan.
Short-term business loans.

How can I get personal loan from HDFC Bank?

You can get the system generated Loan Account statement, for the same, simply log in to “Access My Loan Account” with your username and password.
You can send request through online request (write to us)
You can Personally Visit your nearest/ respective Branch.

How much personal loan can I get if my salary is 15000?

HDB Financial Services offers personal loans of up to Rs. 20 lakh to individuals who earn a minimum income of Rs. 15,000.

What is the minimum salary for personal loan?

Although, individuals with minimum monthly income of Rs. 25,000 are preferred more by the banks. And for self- employed individuals, a gross annual income of minimum Rs. 5 lakh is usually needed to qualify for a personal loan.

Can I get personal loan if my salary is 20000?

20,000 – Rs. 25,000, chances are the loan EMI amount wouldn’t exceed Rs. 12,500, which is about 50% of your monthly income. While these are general guiding principles for lenders, ensure that you have a good credit score and credit history.

What is the EMI for 20 lakhs personal loan?

How to Calculate EMI for 20 Lakh Personal Loan?

Loan Amount (Rs.)	Interest Rate (p.a.)	Monthly EMI Payout (Rs.)
20 lakh	12.00%	1,77,698
20 lakh	13.00%	1,78,635
20 lakh	15.00%	1,80,517
20 lakh	20.00%	1,85,269

How can I make 50k instantly?

Borrowers can avail an instant loan of Rs. 50,000 via the SimplyCash personal loan app. If you fall correctly in the eligibility criteria and own the right set of documents, an instant loan of Rs. 50,000 is approved and disbursed within 24 hours.

Which type of loan is best?

Unsecured personal loans. Personal loans are used for a variety of reasons, from paying for wedding expenses to consolidating debt.
Secured personal loans.
Payday loans.
Title loans.
Pawn shop loans.
Payday alternative loans.
Home equity loans.
Credit card cash advances.

What type of loans do banks offer?

Types of bank-offered financing

Working capital lines of credit for the ongoing cash needs of the business.
Credit cards, a form of higher-interest, unsecured revolving credit.
Short-term commercial loans for one to three years.
Longer-term commercial loans generally secured by real estate or other major assets.

Can I get personal loan if my salary is 12000?

If you earn a salary of less than Rs. 12,000, you may need to convince the lender about other sources of income that may help you cover your loan repayment. After speaking to a Bajaj Finserv representative, you can may be able to get your personal loan approved.

Can I get personal loan if my salary is 10000?

The more income proof you are able to provide, the higher will be the approval chances. Banks such as SBI and Indian Overseas Bank provide personal loans to individuals who have lower income of Rs….Personal Loan For Low Salary Less Than 10000.

Bank	Minimum Monthly Income Required
Punjab National Bank	Rs. 10,000
HDFC Bank	Rs. 15,000
ICICI Bank	Rs. 17,500

How much loan I can get if my salary is 60000?

However, if you are deliberating on the loan amount with how much loan I can get on a 60,000 salary, the approved amount should be close to Rs. 16.20 lakhs….Multiplier Method.

Salary	Expected Personal Loan Amount
Rs. 40,000	Rs. 10.80 lakhs
Rs. 50,000	Rs. 13.50 lakhs
Rs. 60,000	Rs. 16.20 lakhs